As Prince George turns one today I’m sure the Royal house hold is adapting to a boy on the move and a birthday party to match. Any parent who has a toddler will be familiar with the changes that are needed around the home at this stage. Those tasteful ornaments and flights of stairs suddenly become a liability along with the cream carpets that looked so good pre children. Here at Coombe Mill we go to great lengths to ensure that our properties have all the safety features you might need in place for a safe family holiday with a toddler as well as practical additions for your own peace of mind. We can even bake a birthday cake for their special day. All our properties have stair gates built in, bed guards are free to hire and blackout blinds ensure a good night’s sleep for everyone. We even have potties, toddler steps and more to borrow in our reception for a real home from home holiday.
Home insurance specialist, Together Mutual Insurance, has compiled some top tips on safeguarding your home if you have toddlers like our young Prince taking off on two feet; after all to us parents our own little ones are the prince and princesses of our lives.
When selecting the wallpaper and carpet for a room, make sure you consider how easy it will be to clean them. Children love scribbling, especially on walls. So opt for the easy clean wallpaper or be prepared to display your little one’s masterpiece for quite some time. Here on the farm we choose darker brown carpet which is so much more forgiving on toddler spills.
Make sure that the little one doesn’t get hurt by baby proofing sharp corners and securing furniture that could topple. But also check that in doing so, you won’t damage or devalue your favourite piece of furniture.
Standard contents policies include an element of cover for accidental damage – including stereo equipment and glass-in furniture – but they don’t cover accidental damage to other goods or actual furnishings. So it is worth adding extended accidental damage cover to your home contents policy, or investing in hard wearing sofas. Make sure kids don’t take food on to the sofa and if they are colouring in, that they wash their hands and leave the ALL the pens and crayons in the play area, not in back pockets. Felt pens on our holiday sofas are one of the hardest doodles to remove and you really don’t want to be trying this one at home.
Little ones love everything that sparkles, and have a nasty tendency finding mad hiding your precious gems in the weirdest places. And if they haven’t stowed it away, there’s always the chance they’ve flushed it down the toilet. Keep your jewels out of children’s grasp and get them suitably covered in your contents insurance. Take care on holiday as we have recovered all manner of chains, car keys and even wedding rings left in a draw or fallen down the side of a sofa.
Mummy’s handbag is a treasure trove of goodies and one little ones love to explore. If your tot gets into your purse, your lipstick and mascara being used as crayons could be the least of your worries. One spilt juice carton could spell the end for the bag and what’s inside. Make sure your bag is closed and kept out of reach.
It is said that children are a drain on finances. In addition to their high maintenance cost, tiny tots often like to slip credit cards, crisp £20 notes, cheques and important business cards through the gaps in floorboards. Avoid pulling up the flooring and make sure you have your credit card details close to hand, stored in a safe place away from the big spenders.
When visiting the grandparents it might be worth them paying an extra premium for accidental damage cover to be added to their policy. That way, if your toddler knocks over something valuable, you can rest assured that it will be covered.
A standard home insurance policy doesn’t cover portable electrical equipment and clothing for accidental damage. So, as much as your phone or i-pad pacifies your child, it might be better to get them a child friendly version and to hang your favourite expensive jacket out of harm’s way
Keep baby wipes with you at all times. They are great for any messy activities, and can equally be used to clean up minor spills* as well as mucky hands (*Before using wipes to clean furniture and upholstery try wiping in a small inconspicuous area and only continue to use if no adverse reaction occurs)
Last but not least, accept that CHILDREN WILL MAKE A MESS and this is a part of growing up and play. Make sure you are prepared in and out of the home and that you’re covered with a suitable policy for if, and when, the worst does happen and something important is damaged. Rest assured that here on the farm we are ready for messy fun with our outdoor wellies and overalls free to borrow for all the fun of the farm.
A few statistics from Together Mutual Insurance to make you think:
We wish Prince George a Happy and Safe Birthday from Coombe Mill.
“Tales from the farmers wife” shares life on our lovely holiday farm with Farmer Emma and our children. Step into our beautiful 30 acres and experience nature close up with farming and educational crafts in stunning North Cornwall. Family, fun and adventure start here.